Financial Preparedness Part III-Wealth Management

The Ultimate Deception

“Making something out of nothing” has often been the American Way to create wealth. We take a simple idea and turn it into a business, providing jobs, tax revenue and overall security. In this instance, creating something out of nothing is in line with the true act of Creation—organizing matter. But it’s important to know that there’s a constant enemy that attempts to portray makes something out of nothing. This particular act isn’t Creation though. It is nothing more than a scam; an expensive parlor trick, that is intent on destruction and control; not enriching our surroundings like the true art of Creation. As one who is intent on independence and preparedness, it’s important that you are aware of this particular deception for it is truly the ultimate deception.

Understand that this article, as well as the last two, are written as the result of over 2,000 hours of study and research on this matter. I have read volumes and volumes of materials. And here I am trying to summarize it in 3 articles. As a result, I must apologize for my inevitable lack of words which would do this topic justice and encourage you to make it a matter of study for yourself. On thing I will tell you bluntly, money is SUPPOSED to be a complicated issue. If it’s complicated then the scam is less likely to be unveiled. So, buck the trend, I say. 😉

Money is not Wealth

As I shared in a previous article, money is not wealth. It is merely a symbol of the trade of goods and services which actually ARE wealth. Money is lifeless and barren. It has no ability to reproduce, duplicate, or compound. Such results are accomplished simply by persons who are willing to say that money has “increased.” I realize that such a statement may be hard to swallow. After all, we’ve been accepting of the theory of compounding and interest-bearing for decades. But the concept of interest being earned on money is simply a manmade façade. Aristotle says it best:

“Money is naturally barren, to make it breed money is preposterous, and a perversion from the end of its institution, which was only to serve the purpose of exchange and not of increase…Usury is most reasonably detested as the increases arises from the money itself and not be employing it to the purpose for which it was intended.”

Fraudulent Wealth

Allowing money to represent wealth and to use such a false representation to create even more money is as fraudulent as a shoplifter having stolen a good only to return it to the store to get their money back. Procuring goods or services without work or production of any kind is that actions of a thief. The shysters of our world are attempting to have us believe that they are increasing in wealth without having PRODUCED a single thing…not an action, not a product, not even a thought. This makes compounding and interest-bearing nothing more than robbery.

So why is interest such a popularly applied method in our international world of finance? Because interest is about a gradual transfer of power and wealth from a society to an entity.

Here’s an example. I know that many of you would never think of using this particular service, but allow me to use it to better illustrate my point. Suppose you needed a couple thousand dollars for a medical procedure which would save your child’s life. So you’re willing to take an advance on your next month’s worth of wages in order to borrow that money ahead of time from one of those “cash your checks here” places. As a result, you are assessed a fee of 35% of the $2,000. To recap, you are borrowing $2,000 and you will be paying back $2,700. So, let’s zero in on what this “cash your checks here” place did to earn that $700. Did they contribute anything to the economy? Did they produce anything? Did they provide a particular expertise to society? No. They simply capitalized on your emotions and your fear. They have nothing but a barren building and neon signs. And for that they increased their barren money 35%. Wait, it is even more crazy than what I’m illustrating here.

Wealth Does Not Equal Money

When a bank takes in the result of your work, production, expertise, etc. in the form of your paycheck, they simply add more digits to the screen that you see when you log into your bank account. Maybe that sounds simplistic, but tell me I’m wrong. Where’s the actual MONEY? All they did was remove digits from your employer. They didn’t handle currency at any time whatsoever. Then, based on the accumulation of those “digits” that you see on the screen, that you and every other of their customers contribute, they are given a special lending authority from the Federal Reserve. The Federal Reserve says that for every $1.00 that they show on their books taken in as a deposit (ie: in the form of a paycheck) they are allowed to lend out 92% to the public and charge interest on it. So now let’s say that Mr. and Mrs. Jones decide that they would like to go on a cruise. Thus they ask to borrow $5,000 from the bank. The bank says “Sure. According to our books, we’ve got $5,000 to lend you. And we’ll be happy to do so at an interest rate of 10%.” The loan is simply a digital bookkeeping entry folks. To be clear. The bank is lending the Jones’s $5,000 as the result of other deposits on their books of only 8% more than this $5,000. Eight percent! What a cushion to prevent a run on the bank, eh? No wonder there have been a record number of bank bailouts AND the FDIC is now on the verge of bankruptcy.

Wealth is not Cash

Let’s remember that YOU didn’t deposit any cash into their bank account. You deposited a piece of paper that is a representation of the work that you’ve contributed to your employer. And it’s not likely that very many other people have deposited actual cash into a bank account. Usually they end up depositing digits on a piece of paper. So, how is the bank “earning” $500 on their $5,000? What did they produce or contribute or provide to society? AIR! The money by which they are basing their 92% lending ratio is a façade. And they are charging $500 for the privilege of the Jones’s passing a long that façade to someone else. This process is repeated again and again and again. Your retirement funds are based on this façade. And the money that the “cash your check here” place had to lend you is based on the acceptance of this façade. I like how the author, Ken Bowers, calls this kind of play so succinctly. He says “if anyone else tried to do that, it would (be) called counterfeiting.” But every single bank in the world does it, courtesy of the authority granted to them by the Federal Reserve Bank and its cronies.

When you pay back the $700 to the “cash your check here” place, how did you get it? By actually working, right?  When the Jones’s pay back their loan to the bank, how did they get the money to pay it back? By actually producing something, right? How absolutely crazy is it that we are basing our weekly survival, our future, our retirements based on this hollow corpse of a sham? We produce real goods and services and then exchange them for fake ones? What a DEAL, eh?

What few people realize is that the Revolutionary War was actually fought in part over the worthless nature of the Continental Dollar. The government insisted on paying the troops with them, yet the same government would not accept them as payment of people’s taxes. The Continental Dollar decreased to a value of only two cents per dollar! Our U.S. dollar is actually only worth 2-3 cents based on what buying power a dollar had in 1913 before the Federal Reserve was created.

The largest problem is, is that there is NOTHING tangible to back up our currency. There is no gold in Fort Knox.  It was already leveraged. There isn’t even wheat in our storehouses. Our rich farmlands which were the epitome of the production and wealth of our nation have been marginalized at every turn. The land grabs that you see throughout our nation on behalf of the U.S. Government are simply to collateralize our debt to international banking powers (in the name of foreign nations.) Land is actually worth something because it’s tangible. And thus the more land the U.S. Government claims to be their own, the more they can collateralize the bogus currency they borrow from other nations. So you see, they are required to have something tangible to back up their loans taken from other nations, but they are not required to have anything tangible to back up the money we rely on in our daily lives.

So why do I say that such a façade represents the shifting of power from a society to a couple of banks? Because, the only way to pay back any loans is by producing real goods or services. The interest rates are created superior to the anticipated output of the production a given nation. When the nation can’t pay it’s debt in full then the financial powers begin to influence every area of policy—and I do mean EVERY area. I don’t think it’s a coincidence that our money reads “In God We Trust.” Because indeed, in God we DO trust. Isn’t it ironic that the vile perpetrators of this scam would use such a sacred claim in an effort to make us feel more trusting and confident in this charade?

OK. So what can you do to break away from relying on such an empty scam? What I keep telling you. Put your faith and trust in real and tangible goods and services and NEVER allow yourself to pay interest–that will represent true wealth. I have invaded some of the most lofty circles of this deception myself over the last 15 years. I have heard their plans and their shifty reasoning. I have seen them claim that $1 billion dollars is suddenly worth $1.2 billion after a mere 24 hours, and ashamedly I bought into it all thinking that I was somehow superior to others because I knew how money works. Hah! I knew how money was portrayed to work, but it was a big wake up call after I discovered how it really “worked.” After falling for the façade of interest and compounding I finally was beaten. Having to start over I vowed that I would NEVER, EVER allow myself to play the interest bearing game again. I hope you will do the same as wisely and as speedily as is prudent.

• Financial Preparedness Part I — Conspiracy Abounds
• Financial Preparedness Part II — The Conspiracy Players
• Financial Preparedness Part III — The Ultimate Deception