Don’t Let the Bed Bugs Bite

 

It’s a famine, an earthquake, no, wait, it just might be a plague! A plague of some of the smallest, yet most inconvenient creatures known to man, and feared by every Hospitality Industry Manager—bed bugs. Whether you’re dealing with it now or in an uncomfortable time in the future, I felt that this particular topic merited my attention.

Move over Broadway, you’ve got a competitor for the spotlight now. And don’t let the news headlines fool you. It’s actually much worse than you’re hearing.

As bed bugs creep out NYC, tourists crawl away

(more…)

What the KittenTaught

Nearly three months ago my husband and I went to our credit union to conduct some business.  As he waited in the car, I went inside.  Standing at the teller’s window I couldn’t help but notice the stifled but evident excitement around me. No. Sorry to say it wasn’t because of something great I was wearing or my new hairstyle. It was because another one of the employees was bringing in a bin of tiny kittens to bid one last goodbye before she took them to a “no-kill shelter.”   Uh-Oh. I knew I was in trouble. I knew that I would end up taking one of these babies home.  Having had two wonderful cats for over 14 years and lost them, I wasn’t inclined to try and replace them and their space in my heart. But this was certainly different.  These were the tiniest kittens I had ever seen.

Apparently the mother cat had delivered her litter of kittens somewhere in the bushes next to the credit union. The employees kept watch over them and when the mother went away for more than a day, they even attempted to feed them.  But one little black and white rascal wasn’t eating. I knew that if someone didn’t take her, who would be willing to hand-feed her every couple of hours, she wouldn’t make it

Independent

A Great Day for Independent Preparedness

Perhaps it was a conspiracy, but that Saturday morning when I woke up and went through my routine, three light bulbs had burned out.  Three? Really? Was it something I said?  No problem. I can handle that. Downstairs I went to the bin in which I invested heavily in the “old” kinds of light bulbs before they are taken off the market (My personal favorite).

Independent

Officials More Forthright About the State of the Economy?

I have to admit that when I read today’s comments about the state of the economy by Federal Reserve Chairman, Ben Bernanke, I was shocked that the article would be so truthful.  Yes, finally a news article that was based on facts rather than political agenda.

The article today actually admits that the Federal Reserve will have to “print money” in order to purchase Treasury Bonds from the U.S. as well as conceding that such an act would cause an even greater strain on the tanking value of the dollar.

news

Good News—Tough Times Ahead!

newsI’m not sure why, but I actually got a bit excited at the announcement I heard from two elderly ladies in church last Sunday. Having not escaped the decades of wear and tear, her wrinkled skin, grey hair, and a weakened posture didn’t seem to be damper her childlike excitement as she announced that she and her 86 year-old mother were there “just visiting her granddaughter in hopes to be there for the birth of her first great-grandchild and great-great-grandchild respectively.” Anxious to be there and perhaps even snag a five generation photo, their excitement was contagious to the rest of us. You heard a low roar of excitement in the room from the crowd of enthusiastic supporters of the good news. Then it hit me…

“Good news.”

Foreclosure

Foreclosure Crisis—Part II

Today’s article is part 2 of the article which was posted yesterday:

The Foreclosure Crisis and What It Means to You.”

ForeclosureSo to recap: Mortgage terms are approved for so long (15, 30, or even 40  years) because they are assets on the banks’ books—assets which give them the power to lend eight times the amount of that asset. Yes, this means that the mortgage companies are making money on air—nothing new if you’ve been reading my previous articles on Financial Preparedness

Foreclosure

The Foreclosure Crisis and What It Means to You—Part I

ForeclosureOk Folks. Sorry, but it’s that time again. Yes, I’m going to address another component of Financial Preparedness today. For those who feel that the topic of Financial Preparedness is about a dry as a bag of 100 year old beans, I apologize. I truly do try to restrain myself so that you aren’t too bored. But in the case of today’s article, there was simply too much that was too obvious (and somewhat alarming) to me, that I couldn’t hold back from trying to educate on this one.